To start the process, you must begin an engagement with our company BEFORE we can consult with you on the next steps in the process including how we facilitate the services on your behalf. Most people need 1 full year, sometimes longer. Therefore, if you want us to work hard for you, you will engage in a 12-month contract with us. If this is not acceptable to you, please select the "consultation" button below to get a 60-minute credit consultation session with us. This is 100% refundable if you DO NOT engage with us. However, if you do decide to move forward, this amount will be applied to your first month working with us.